Georgios is working on issues of household, personal and behavioural finance, as well as labour and personnel economics, and entrepreneurship. He has previously been employed at the Universities of Stirling and Essex. His research has been featured in outlets such as the Journal of Financial Economics, the Journal of Banking and Finance, the Industrial Relations: A Journal of Economy and Society, inter alia. He has served as a consultant to the World Bank in multiple occasions and is a principal investigator for the collaborative EU-funded Horizon 2020 project “PROFIT: PROmoting FInancial awareness and sTability”. (Web: https://projectprofit.eu/, Twitter: @PROFIT_platform)
Georgios Panos is a Professor of Finance at the Adam Smith Business School of the University of Glasgow. He has held previous posts at the University of Glasgow, the University of Stirling and at the University of Essex. Georgios holds a PhD in Economics from the University of Aberdeen (2010), an MSc Economics from the University of Warwick (2004) and a Ptychio in Economics, with distinction, from the University of Ioannina (2002). He has served in various administrative roles, such as the postgraduate convenor in Accounting and Finance, the Wards Finance seminar organiser, a member of the Scottish Business School Forum and the building-project delivery board at the Adam Business School of the University of Glasgow, the postgraduate programmes director at the Stirling Management of the University of Stirling, and the undergraduate programmes director at the Entrepreneurship & Innovation Group of the Essex Business School at the University of Essex, inter alia. He is currently leading the Adam Smith Business School research-led curriculum in Fintech.
Georgios’ current research interests and areas of leadership, expertise and research-led teaching are on household and personal finance, financial literacy and economic behaviour, applied financial technology, financial inclusion, entrepreneurship, applications of behavioural economics and finance, and labour and personnel economics and finance. His research has been featured in outlets such as the Journal of Financial Economics, the Journal of Banking and Finance, the Industrial Relations: A Journal of Economy and Society, inter alia. He serves at the editorial boards of the Small Business Economics: An Entrepreneurship Journal, and the Journal of General Management. He has also served as a guest editor at the European Journal of Finance on a special issue in financial literacy and financial technology.
He has served as a consultant to the World Bank in multiple occasions, i.e. in five occasions for a total of some seven years, working on the finance and private sector development unit and the poverty assessment unit, and has been affiliated with EU-funded projects on work and wellbeing, health at work, and socioeconomic inequalities of the older workforce. He has collaborated on World Bank projects on financial literacy in transition and emerging economies, has published and is heavily invested in the financial literacy development agenda though a number of ongoing research projects, research grants and policy forums. He is a principal investigator in the EU-funded PROFIT project (projectprofit.eu), which aims at the generation of an online platform for the enhancement of financial awareness in the European Union. Project PROFIT has received a €1.6 million funding from the European Union’s Horizon 2020 Framework Programme for Research and Innovation under grant agreement no 687895. Georgios has also received smaller funding from a number of funding bodies, including a recent €10,000 grant from the Think Forward Initiative for his research on financial literacy and financial technology.
Panos, G. A. and Wilson, J. O.S. (2019) Financial literacy and responsible finance in the FinTech era: capabilities and challenges. European Journal of Finance, (In Press)
Panos, G. and Yang, Y. (2018) Job flows, returns to skill, and rent-sharing at the dawn of the new millennium: A firm-level inquiry from the BRICS. International Journal of Language, Translation and Intercultural Communication, 7, pp. 64-99. (doi:10.12681/ijltic.17402)
Karkkainen, T., Panos, G. A. , Broby, D. and Bracciali, A. (2018) On the educational curriculum in finance and technology. In: Diplaris, S., Satsiou, A., Følstad, A., Vafopoulos, M. and Vilharinho, T. (eds.) Internet Science: INSCI 2017 International Workshops, IFIN, DATA ECONOMY, DSI, and CONVERSATIONS, Thessaloniki, Greece, November 22, 2017, Revised Selected Papers. Series: Lecture notes in computer science (10750). Springer: Cham, pp. 7-20. ISBN 9783319775463 (doi:10.1007/978-3-319-77547-0_1)
Bouzanis, C. and Panos, G. (2017) Greece, Financialization and the EU: The Political Economy of Debt and Destruction, By: Vassilis K. Fouskas and Constantine Dimoulas, Palgrave Macmillan July 2013. Journal of General Management, 42(4), pp. 92-95. (doi:10.1177/0306307017703001) [Book Review]
Demirgüç-Kunt, A., Klapper, L. and Panos, G. A. (2016) Determinants of saving for old age around the world. In: Mitchell, O. S., Maurer, R. and Orszag, J. M. (eds.) Retirement System Risk Management: Implications of the New Regulatory Order. Oxford University Press. ISBN 9780198787372
Satsiou, A., Panos, G., Praggidis, I., Vrochidis, S., Papadopoulos, S., Keratidis, C., Syropoulou, P. and Liu, H.-Y. (Eds.) (2016) Collective Online Platforms for Financial and Environmental Awareness. Series: Information Systems and Applications, incl. Internet/Web, and HCI. Springer International Publishing. ISBN 9783319502366
Panos, G. A. , Gkrimmotsis, K., Bouzanis, C. , Katmada, A., Satsiou, A., Gasparini, G.-L., Prospero, A., Praggidis, I. and Karapistoli, E. (2016) What do people expect from a financial awareness platform? Insights from an online survey. In: Satsiou, A., Panos, G., Praggidis, I., Vrochidis, S., Papadopoulos, S., Keratidis, C., Syropoulou, P. and Liu, H.-Y. (eds.) Collective Online Platforms for Financial and Environmental Awareness. Series: Information Systems and Applications, incl. Internet/Web, and HCI, 10078 (10078). Springer International Publishing. ISBN 9783319502366
Panos Georgios A., Pouliakas, Konstantinos, and Alexandros Zangelidis, (2014). “Multiple Job Holding, Skill Diversification, and Mobility”. Industrial Relations: A Journal of Economy and Society. Vol. 53, No. 2, pp. 223-272.
Hvide Hans K., and Georgios A. Panos (2014). “Risk Tolerance and Entrepreneurship”. Journal of Financial Economics. Vol. 111, No. 1, pp. 200-223.
Klapper Leora F., Lusardi Annamaria, and Georgios A. Panos (2013). “Financial Literacy and its Consequences: Evidence from Russia during the Financial Crisis”. Journal of Banking and Finance. Vol. 37, No. 10, pp. 3904-3923.
Panos Georgios A. and Ioannis Theodossiou (2013). “Reciprocal Loyalty and Union Mediation”. Industrial Relations: A Journal of Economy and Society. Vol. 52, No. 3, pp. 645-676.
Demirgüç-Kunt Asli, Klapper Leora F., and Georgios A. Panos (2013). “Entrepreneurial Finance in the Western Balkans”. In: Cull Robert, Demirgüç-Kunt Asli, and Jonathan Morduch (Eds). Banking the World: Empirical Foundations of Financial Inclusion. Boston, MA: MIT Press. Chapter 8, pp. 211-264.
Panos, G. (2011) Read, S., Sarasvathy, S., Dew, N., Wiltbank, R. and Ohlsson, A.-V. (2011), Effectual Entrepreneurship, Routledge, Abingdon, UK, 228pp. ISBN 978-0-415-58643-6. Journal of General Management, 36(3), pp. 96-102. [Book Review]
Klapper Leora F., and Georgios A. Panos (2011). “Financial Literacy and Retirement Planning: The Russian Case”. Journal of Pension Economics and Finance. Vol. 10, No. 4, pp. 599-618.
Demirgüç-Kunt Asli, Klapper Leora F., and Georgios A. Panos (2011). “Entrepreneurship in Post-Conflict Transition: The Role of Informality and Access to Finance”. Economics of Transition. Vol. 19, No. 1, pp. 27-78. [Link]
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